Привет на всички читатели! Предлагам на вашето внимание един кратък корпоративен урок, който ще Ви запознае с някои от най-често използваните термини при получаване на банков заем. А дали е възможно човек да спести пари чрез получаване на заем от банката – оказва се че и това е възможно понякога!!! Ето как става това!!!
A businessman walked into a bank in San Francisco and asked for the loan officer. He told the officer that he is going to Europe on business for two weeks and needed to borrow $5,000. The bank officer explained that the bank needed some kind of security for such a loan. So the businessman handed over the keys to a Rolls Royce parked on the street in front of the bank. Everything checked out, and the bank agreed to accept the car as collateral for the loan. A bank employee drove the Rolls into the bank’s underground garage and parked it there.
Two weeks later, the businessman returned, repaid the $5,000 with the interest, which came to $15.41. The loan officer said, „We are very happy that you have settled your business matters, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multimillionaire. What puzzles us is why would you bother to borrow $5,000?“ The businessman replied, „Where else in San Francisco can I park my car for two weeks for only 15 dollars?“
LOAN
[loun]
I. 1. заем
SECURITY
[si’kjuəriti]
4. гаранция, залог
COLLATERAL
[ka’laetaral]
2. гпърг., юр. допълнителна гаранция
EMPLOYEE
[,emplɔi’i:]
n служещ, чиновник
INTEREST
[‘intrist]
7. лихва, лихвен процент
PUZZLED
[‘pʌzld]
a объркан, собъркани идеи
TRANSACTION
[trænz’ækʃn]
1. сделка
TO CHECK OUT
[‘tfekaut]
3. проверявам, проучвам
HAND OVER
[hænd’ouvə]
предавам